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Channel: Comments on: How to Lower Your Car Insurance Premiums
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By: live green

If you are driving the average amount of miles and switch to only driving to work one day a week, you could easily bring that number under 7,500. On top of that, you could essentially be cutting your...

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By: Ted

Another choice if you have the cash in your savings account is to pay for the whole year in one lump sum. The fees and price difference can amount to the equivalent of up to a 10% interest rate.

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By: cubiclegeoff

Some companies also offer a discount if you have a monthly transit pass, since that shows you do most of your commute in urban areas by transit.

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By: zapeta

I agree with Ted, if you can pay up front you can usually get a discount. I’ve found that taking public transit has saved me a lot of money in gas and it does decrease the likelihood I’ll be in an...

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By: Nick

Great points in addition to the “over written” stuff. Combining these with shopping around, combining policies and the other “vanilla” saving stuff can save a lot. Also, on the other stuff, many people...

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By: Khaleef @ KNS Financial

Another thing that will help is to take a defensive driving course. Of course, you can always increase the deductible and put the difference in savings!

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By: freeby50

I know It doesn’t apply to a lot of people… but if you have a classic car (like a ’65 Mustang or something) that you only drive occasionally, then you can save a LOT by getting a specialty insurance...

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By: Shirley

When my mother wanted to transfer the title of her car to me, I went to AAA Insurance Co to make the arrangements for the policy to be transferred. Our town has two zip codes and when I gave the agent...

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By: Yana

My favorite way to reduce this expense is to pay for the whole year, rather than by the month. That avoids the interest I never want to pay. I also saved by rejecting the insurance agent’s suggestion...

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By: jsbrendog

i just got car insurance yesterday and the rate i got is extremely cheap. i did register as a recreational vehicle because I take public transpo to and from work.

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By: jsbrendog

yes i paid 6 months in advance and saved somehtingn like $50

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By: CreditShout

I had no idea that the first policy even existed! That’s a great idea. I don’t have to drive that far, and my significant other drives the majority of the time. I’m definitely going to look into this....

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